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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Quick and effective

Good app and payment processing. Very quick to update balance Reviewed on: 23rd April 2025

Brilliant company.

Brilliant company. I had a poor credit score and Zopa gave me a chance. They’ve helped me build my score and manage my finances. Reviewed on: 23rd April 2025

They have been very good to me and very helpful...

They have been very good to me and very helpful Reviewed on: 23rd April 2025

Outstanding experience, No Pitfalls

I have only had a reasonable experience, no pitfalls really. Their app is simple and has all the functions and features you would need without all the fluff. Reviewed on: 23rd April 2025

Best credit card no extra fee s easy to use just the...

Best credit card no extra fee s easy to use just the best credit card I've had Reviewed on: 23rd April 2025

Great customer service

Easy app good advice. Makes everything easy to keep an eye on things. Reviewed on: 23rd April 2025

Hassle free account, great app to manage account ex...

Hassle free account, great app to manage account excellent customer service Reviewed on: 23rd April 2025

Brilliant, first time I've been able to get a credit...

Brilliant, first time I've been able to get a credit card in years. Quick, simple application. All sorted within a few minutes Reviewed on: 23rd April 2025

Easy to use and have gotten my whole family to get c...

Easy to use and have gotten my whole family to get cards aswell Reviewed on: 23rd April 2025

Great app .

Great app .keeps you notified with products available. Regular updates Reviewed on: 23rd April 2025

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Want to see more from Zopa?

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