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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very easy and quick looking for a card

Very easy and quick to look for one card and opening one account Reviewed on: 23rd April 2025

Easy to use and payments many options

Easy to use and payments many options Reviewed on: 23rd April 2025

Great very good and speedy delivery

Great very good and speedy delivery Reviewed on: 23rd April 2025

Easy to use card All good easy to use

All good easy to use easy to set up on line Reviewed on: 23rd April 2025

easy to use app easy to manage

easy to use app easy to manage money Reviewed on: 23rd April 2025

Always great customer service and fair interest rate...

Always great customer service and fair interest rates and easy to understand statements. Reviewed on: 23rd April 2025

Perfect service

The best experience I’ve had so far Reviewed on: 23rd April 2025

Easy to use, helpful and friendly

Easy to use, helpful and friendly Reviewed on: 23rd April 2025

All good

Everything is clear and simple. Will be perfect when wil be possible incriss my limit. Reviewed on: 23rd April 2025

Good value

It’s very good value for the repayments the interest is very good they give you plenty of warning b4 your payment date very pleased with the service given Reviewed on: 23rd April 2025

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