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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

It all seems very simple no jargon just straight for...

It all seems very simple no jargon just straight forward questions perfect plain and simple what more can I say Reviewed on: 17th April 2025

Mamazing

So good and amazing service .zopa knows us more then we know about are needs Reviewed on: 17th April 2025

Have never had any issues, when I have spoken to any...

Have never had any issues, when I have spoken to anyone they are always helpful Reviewed on: 17th April 2025

Top card.

Top card. GOOD CARD Best decision I made this year Reviewed on: 17th April 2025

Great credit card

I've always had great service from Zopa. I would definitely recommend them to others. Reviewed on: 17th April 2025

I have been impressed overall by the service I have...

I have been impressed overall by the service I have received. Reviewed on: 17th April 2025

Great service

No complaints at all - customer service was great Reviewed on: 17th April 2025

Never had a problem with my credit card from Zopa .

Never had a problem with my credit card from Zopa . I feel very confident if I did have any issues I know they will help in any way Reviewed on: 17th April 2025

Simple the best

Chatting is simple and quick and my query is resolved. Reviewed on: 17th April 2025

Everything is very well explained, The Banking App i...

Everything is very well explained, The Banking App is very easy to use. If I have needed to make contact & get information or clarity anything there is alot of good support Reviewed on: 17th April 2025

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