Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

View other Zopa products

4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

It was so easy to get my card.

It was so easy to get my card.very quick and efficent. Reviewed on: 17th April 2025

Love this card.

Love this card. Great app . Fab customer service Reviewed on: 17th April 2025

Easy and simple way to improve your credit score

Since I started to use give me more confidence. They’re professional and understanding your needs Reviewed on: 17th April 2025

when you have a problem zopa all ways are very polit...

when you have a problem zopa all ways are very polite and helpful Reviewed on: 17th April 2025

Good company .very fair

Good company .very fair.i have no complaints Reviewed on: 17th April 2025

1st class

1st class service not a single bad thing to say Reviewed on: 17th April 2025

1.000 percent People

Just Great people Zopa 10/10 service they give you can not go any better working togeather Reviewed on: 17th April 2025

Good service

I have no problem using the zopa credit card in UK and abroad and whenever I needed customer service it was excellent Reviewed on: 17th April 2025

Excellent

Very easy to navigate always letting me know of updates Reviewed on: 17th April 2025

Always seem to be very friendly and efficient.

Always seem to be very friendly and efficient. Go out of their way to try and help with potential new business Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 5.00 from 28 reviews
Credit cards
from Virgin Money 3.84 from 803 reviews
Aqua credit cards
from NewDay 4.89 from 3307 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5957 reviews
Personal loan
from Zopa 4.94 from 68053 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub