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Zopa: Credit card reviews

4.94
Based on 44,328 reviews, last reviewed 18th Apr 2026
44% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service, Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026
Eunice O's avatar
Eunice O

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44328)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa gave me a card, when most wouldn't, which gave...

5
Zopa gave me a card, when most wouldn't, which gave me a chance to get on and try to sort out my other finances Reviewed on: 23rd April 2025

Great credit card company.

5
Great credit card company. Gave me a chance when other companies were more judgemental. App easy to follow and just perfect for me. Reviewed on: 23rd April 2025

Easy to use good customer service

5
Easy to use good customer service Reviewed on: 23rd April 2025

Zopa is the best credit card and easy to use everywh...

5
Zopa is the best credit card and easy to use everywhere. Reviewed on: 23rd April 2025

Was good start for my credit score

4
Was good start for my credit score Reviewed on: 23rd April 2025

Easy to use great app.

5
Easy to use great app. Would recommend Reviewed on: 23rd April 2025

Excellent card

5
Very easy to use very helpful would highly recommend Reviewed on: 23rd April 2025

Easy straightforward credit card.

5
Easy straightforward credit card. App is easy to use too Reviewed on: 23rd April 2025

Banking made easy

5
Easy to use and always there to help .Credit made easy Reviewed on: 23rd April 2025

Happy customer

5
Very professional and kind, Im really happy with my credit card Reviewed on: 23rd April 2025