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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Straight forward credit, very clear experience on th...

Straight forward credit, very clear experience on the app. Reviewed on: 23rd April 2025

Good service

Good service happy with the app it is very easy to use and doesn’t have any issues. I called the customer service and they were able to resolve my problem. Reviewed on: 23rd April 2025

Can't say a bad word about zopa they have treated me...

Can't say a bad word about zopa they have treated me really well Reviewed on: 23rd April 2025

It the perfect bank plus credit card combined very c...

It the perfect bank plus credit card combined very convenient and modern Reviewed on: 23rd April 2025

Listening to my needs and providing a service tailor...

Listening to my needs and providing a service tailored to my situation. Reviewed on: 23rd April 2025

It's been straight forward banking from day one easy...

It's been straight forward banking from day one easy to use and no complications absolutely brilliant, I would recommend to anyone Reviewed on: 23rd April 2025

Don't seem very useful when your wages are not in yo...

Don't seem very useful when your wages are not in your bank, you can use that paper things. Thank you very Reviewed on: 23rd April 2025

I love zopa, I have a credit card and loan, so easy...

I love zopa, I have a credit card and loan, so easy to apply and money in minutes Reviewed on: 23rd April 2025

Fantastic

Great service and apr fits my life Reviewed on: 23rd April 2025

Fast, helpful and understandable customer service, u...

Fast, helpful and understandable customer service, user-friendly application. Reviewed on: 23rd April 2025

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