Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The app is very helpful to track transactions and cu...

The app is very helpful to track transactions and customer service is great. They keep me updated about all products and my financial situation. Reviewed on: 23rd April 2025

Reliable, Supportive and Professional

Reliable, Supportive and Professional Reviewed on: 23rd April 2025

Being with Zopa

I’ve been with Zopa awhile now and yeah very happy customer. Reviewed on: 23rd April 2025

Zopa is a useful source of credit whose security is...

Zopa is a useful source of credit whose security is assured. The app is easy to work. The 'credit cushion' feature is absolutely fantastic as it allows you to reserve a cash pot for emergencies. I've not had to use their customer services very much but it is a well run service overall and I would highly recommend it for those trying to improve credit store and manage a credit card effectively! Thank you Zopa xx Reviewed on: 23rd April 2025

Very lovely and easy to access best customer

Very lovely and easy to access best customer Reviewed on: 23rd April 2025

A very good credit card (low interest rate)

A very good credit card (low interest rate) Reviewed on: 23rd April 2025

Spending with Zopa is great the credit cushion optio...

Spending with Zopa is great the credit cushion option helps me control my limits Reviewed on: 23rd April 2025

No problems.

No problems. Rung customer service once and excellent service. Good app Reviewed on: 23rd April 2025

Had nothing but an amazing service from these guys

Had nothing but an amazing service from these guys Reviewed on: 23rd April 2025

I’m’ very satisfied with the Zopa Credit Card.

I’m’ very satisfied with the Zopa Credit Card. Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Credit Card
from American Express 4.74 from 25 reviews
Fluid Credit Card
from NewDay 4.23 from 104 reviews
Credit card
from HSBC 3.08 from 122 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6584 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub