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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best credit card ever

Using this card long time. No issues at all. Love to use this card for everyday shopping. Very helpful and excellent service. Thank you Zopa Reviewed on: 23rd April 2025

A very good all around performance and service

A very good all around performance and service Reviewed on: 23rd April 2025

Excellent app is great credit card is great

Excellent app is great credit card is great Reviewed on: 23rd April 2025

Enjoying using Zopa easier to use good customer serv...

Enjoying using Zopa easier to use good customer service even talking online so I would recommend it to my hold family well done zopa Reviewed on: 23rd April 2025

Great credit card ,money when I need it and easy to...

Great credit card ,money when I need it and easy to make repayments, the app is very easy to understand Reviewed on: 23rd April 2025

Good experience, I have recommended your bank to my...

Good experience, I have recommended your bank to my friends. Reviewed on: 23rd April 2025

Zopa are quick and easy to use highly recommend

Zopa are quick and easy to use highly recommend Reviewed on: 23rd April 2025

Very good service overall.

Very good service overall. I'm very happy with the app, the way it works and easy to use Reviewed on: 23rd April 2025

Excellent card

Excellent card for bad credit. Would definitely give them 5 stars never had a problem easy to use and the app is so easy and convenient Reviewed on: 23rd April 2025

Preview of zupa

Any time i phoned up with a query i get first class service always very clear to understand very good service Reviewed on: 23rd April 2025

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