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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Had nothing but an amazing service from these guys

Had nothing but an amazing service from these guys Reviewed on: 23rd April 2025

I’m’ very satisfied with the Zopa Credit Card.

I’m’ very satisfied with the Zopa Credit Card. Reviewed on: 23rd April 2025

I feel that zopa as a company is good

I feel that zopa as a company is good Reviewed on: 23rd April 2025

User friendly app and very attentive staff

User friendly app and very attentive staff Reviewed on: 23rd April 2025

Easy to use and keep track of payments

Easy to use and keep track of payments Reviewed on: 23rd April 2025

Wonderful, professional team no task to difficult

Wonderful, professional team no task to difficult Reviewed on: 23rd April 2025

Good experience great customer service easy app

Good experience great customer service easy app Reviewed on: 23rd April 2025

Best credit card ever

Using this card long time. No issues at all. Love to use this card for everyday shopping. Very helpful and excellent service. Thank you Zopa Reviewed on: 23rd April 2025

A very good all around performance and service

A very good all around performance and service Reviewed on: 23rd April 2025

Excellent app is great credit card is great

Excellent app is great credit card is great Reviewed on: 23rd April 2025

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