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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use gave me a chance easy repayment...

Easy to use gave me a chance easy repayment Reviewed on: 23rd April 2025

Great service never had a money issue with them and...

Great service never had a money issue with them and fast and affiliate Reviewed on: 23rd April 2025

Happy with all happyaspects if using zopa

Happy with all aspects if using zopa Reviewed on: 22nd April 2025

Great service rewards loyal customers.

Great service rewards loyal customers. Have recommended to family and friends. Reviewed on: 22nd April 2025

I applied 3 times for a bank account after receiving...

I applied 3 times for a bank account after receiving a message from Zopa. However, all three times, No answer on the progress of the application, even after sending ID documents. I find this for now, poor service. Otherwise Zopa is good Reviewed on: 22nd April 2025

Very nice and connected services

Very nice and connected services Reviewed on: 22nd April 2025

Great Card

Very easy to manage & responsible lending Reviewed on: 22nd April 2025

Service excellent, polite staff.

Service excellent, polite staff.. Reviewed on: 22nd April 2025

Good service no problems and helpful

Good service no problems and helpful Reviewed on: 22nd April 2025

Amazing!

Amazing!!!! Best card out there!!! Reviewed on: 22nd April 2025

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