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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Enjoying using Zopa easier to use good customer serv...

Enjoying using Zopa easier to use good customer service even talking online so I would recommend it to my hold family well done zopa Reviewed on: 23rd April 2025

Great credit card ,money when I need it and easy to...

Great credit card ,money when I need it and easy to make repayments, the app is very easy to understand Reviewed on: 23rd April 2025

Good experience, I have recommended your bank to my...

Good experience, I have recommended your bank to my friends. Reviewed on: 23rd April 2025

Zopa are quick and easy to use highly recommend

Zopa are quick and easy to use highly recommend Reviewed on: 23rd April 2025

Very good service overall.

Very good service overall. I'm very happy with the app, the way it works and easy to use Reviewed on: 23rd April 2025

Excellent card

Excellent card for bad credit. Would definitely give them 5 stars never had a problem easy to use and the app is so easy and convenient Reviewed on: 23rd April 2025

Preview of zupa

Any time i phoned up with a query i get first class service always very clear to understand very good service Reviewed on: 23rd April 2025

Easy to use gave me a chance easy repayment...

Easy to use gave me a chance easy repayment Reviewed on: 23rd April 2025

Great service never had a money issue with them and...

Great service never had a money issue with them and fast and affiliate Reviewed on: 23rd April 2025

Happy with all happyaspects if using zopa

Happy with all aspects if using zopa Reviewed on: 22nd April 2025

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