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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

No credit increase offered very disappointing

No credit increase offered very disappointing Reviewed on: 22nd April 2025

Zopa services are spot on.

Zopa services are spot on. They are very responsive and their app is totally dependable. The process of getting a loan from is also very simplified and stress free Reviewed on: 22nd April 2025

Very good excellent service.

Very good excellent service........ Reviewed on: 22nd April 2025

Since beginning nothing wrong happened

Since beginning nothing wrong happened Reviewed on: 22nd April 2025

Many benefits the best one credit card ever

The best one credit card to be honest Reviewed on: 22nd April 2025

Trustworthy & easy to manage my Zopa card, has helpe...

Trustworthy & easy to manage my Zopa card, has helped to build my credit score. I would definitely recommend a Zopa card. Reviewed on: 22nd April 2025

I have both a loan and a credit card with Zopa and I...

I have both a loan and a credit card with Zopa and I could not be happier with their product and the service. The app is the best. Never been down and always worked perfectly Reviewed on: 22nd April 2025

Easy to use app and great service.

Easy to use app and great service. Reviewed on: 22nd April 2025

Zopa Bank is reliable and the best

Zopa Bank is reliable and the best Reviewed on: 22nd April 2025

Zopa is excellent at being able to better your credi...

Zopa is excellent at being able to better your credit score. Reviewed on: 22nd April 2025

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