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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great product, very reasonable.

Great product, very reasonable. Regular increases if wanted. Reviewed on: 22nd April 2025

Easy to use great app new features x

Easy to use great app new features x Reviewed on: 22nd April 2025

Really good credit card really happy with service

Really good credit card really happy with service Reviewed on: 22nd April 2025

The best card you will ever have, less interest

The best card you will ever have, less interest Reviewed on: 22nd April 2025

Good app and keep your card in good order simple to...

Good app and keep your card in good order simple to get a higher limit Reviewed on: 22nd April 2025

Very easy and straightforward .

Very easy and straightforward . Apps easy to use.! Reviewed on: 22nd April 2025

Easy to use, clear concise information

Easy to use, clear concise information Reviewed on: 22nd April 2025

Zopa credit card

Very slow increase credit limits. But overall a very good credit card Reviewed on: 22nd April 2025

Excellent qquality customer service uality and service.

Excellent quality and service. Value for money!!!! Reviewed on: 22nd April 2025

When no other company would give me a chance Zopa di...

When no other company would give me a chance Zopa did and now thanks to them my score has gone up they are a great company Reviewed on: 22nd April 2025

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