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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to access to application and White background q...

Easy to access to application and White background quite unique Reviewed on: 22nd April 2025

Love Zopa so helpful and easy to use app

Love Zopa so helpful and easy to use app Reviewed on: 22nd April 2025

Extremely easy to use and understand app,

Extremely easy to use and understand app, Reviewed on: 22nd April 2025

Very good to understand.

Very good to understand. Prompt response to customer queries Reviewed on: 22nd April 2025

Credit card

Excellent to date, no problems so far. Reviewed on: 22nd April 2025

Excellent customer service, easy access and app very...

Excellent customer service, easy access and app very easy to use Reviewed on: 22nd April 2025

Great credit card, easy to use app with it too and o...

Great credit card, easy to use app with it too and offer lots of other products too Reviewed on: 22nd April 2025

The whole system is easy and simple to use

The whole system is easy and simple to use Reviewed on: 22nd April 2025

Great app, brilliant customer service and easy

Great app, brilliant customer service and easy Reviewed on: 22nd April 2025

Very nice and very safe to use

Very nice and very safe to use , also it’s visa service no extra fees no hidden charges and customer care staff is very coperative Reviewed on: 22nd April 2025

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