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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent credit card

Essential to keep a zopa card in my purse for emergencies Reviewed on: 22nd April 2025

Hassle free credit.

Hassle free and fast response calls. Credit card made easy.The app is seamless and user friendly! Reviewed on: 22nd April 2025

Great card .

Great card .great app easy to use.over a very good company to be apart of Reviewed on: 22nd April 2025

From start to finish they’ve been totally transparen...

From start to finish they’ve been totally transparent & helped me understand the whole process Reviewed on: 22nd April 2025

The whole application process was seamless and easy

The whole application process was seamless and easy Reviewed on: 22nd April 2025

Most helpful

Most helpful and genuine company helping people who for what ever reasons may have encountered previous poor credit Reviewed on: 22nd April 2025

Very good to see this recommend it to anybody to get...

Very good to see this recommend it to anybody to get one. If they can you can put it on your Apple wallet safe to use online to anyone to use. Reviewed on: 22nd April 2025

Excellent app, brilliant service

Excellent app, brilliant service Reviewed on: 22nd April 2025

Easy to apply for and use

Easy to.apply instant decision and very straight forward to use Reviewed on: 22nd April 2025

Zopa is an amazing company willing to help when no o...

Zopa is an amazing company willing to help when no one else would Reviewed on: 22nd April 2025

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