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Zopa: Credit card reviews

4.94
Based on 44,336 reviews, last reviewed 21st Apr 2026
38% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent credit card company Excellent rates. Giving good advice all the time. Excellent communication. Reviewed on: 21st April 2026
Wendy Wilson 's avatar
Wendy Wilson

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44336)

Review of the Zopa, Credit card:

Great company, great products!

5
Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

All works well never need to contact customer service

5
All works well never need to contact customer service Reviewed on: 22nd April 2025

Very easy app had no problems at all

5
Very easy app had no problems at all Reviewed on: 22nd April 2025

Excellent Card

5
Excellent it has helped me to build my credit score Reviewed on: 22nd April 2025

Spoke to customer services

4
Yes I spoke to a customer services representative and was very helpful my only minus point was trying to find your phone number as it took some finding Reviewed on: 22nd April 2025

Fantastic!

5
Great company to deal with ,dealt with promptly too.Decisions for Liam’s are almost instant and money in bank really quick . Reviewed on: 22nd April 2025

Great telephone support

5
Very experienced and business like staff on phone Reviewed on: 22nd April 2025

Like this card company a lot.

5
Like this card company a lot. They are so good with the customers. Reviewed on: 22nd April 2025

Ecredit card ..

5
Easy app and great card to use and they always inform me days before my payment is due Reviewed on: 22nd April 2025

Quick acceptance and customer service

5
Quick acceptance and customer service Reviewed on: 22nd April 2025

Perfect transaction and information throughout the w...

5
Perfect transaction and information throughout the whole applicatiin service Reviewed on: 22nd April 2025

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