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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44336 reviews)

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4.94

Based on 44,336 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent credit card company Excellent rates. Giving good advice all the time. Excellent communication. Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44336)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Easy to navigate app.

Easy to navigate app. But like all financial institutions now too faceless Reviewed on: 22nd April 2025

Zopa cards

No dealings with them apart from setting up of accounts Reviewed on: 22nd April 2025

I got a credit card with Zopa to help build my credi...

I got a credit card with Zopa to help build my credit score and they’ve done exactly what I needed. Reviewed on: 22nd April 2025

I use Zopa for a while,very good services.

I use Zopa for a while,very good services. Reviewed on: 22nd April 2025

Does exactly what I require without the fuss

Does exactly what I require without the fuss Reviewed on: 22nd April 2025

Great credit card

I have had a very good service and experience. Reviewed on: 22nd April 2025

Good credit card and instant payments that reflect i...

Good credit card and instant payments that reflect immediately on your account however low limits and doesn’t have the ability to request an increase. Many features on the app including the ability to view the card details and also freeze the card. Reviewed on: 22nd April 2025

Easy to understand there advertising and full usage...

Easy to understand there advertising and full usage of the card. Reviewed on: 22nd April 2025

Good service and fast deposit so easy to use app and...

Good service and fast deposit so easy to use app and all the service Reviewed on: 22nd April 2025

My experience

An easy process from the start and an amazing app to negotiate throughout Reviewed on: 22nd April 2025

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