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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I use Zopa for a while,very good services.

I use Zopa for a while,very good services. Reviewed on: 22nd April 2025

Does exactly what I require without the fuss

Does exactly what I require without the fuss Reviewed on: 22nd April 2025

Great credit card

I have had a very good service and experience. Reviewed on: 22nd April 2025

Good credit card and instant payments that reflect i...

Good credit card and instant payments that reflect immediately on your account however low limits and doesn’t have the ability to request an increase. Many features on the app including the ability to view the card details and also freeze the card. Reviewed on: 22nd April 2025

Easy to understand there advertising and full usage...

Easy to understand there advertising and full usage of the card. Reviewed on: 22nd April 2025

Good service and fast deposit so easy to use app and...

Good service and fast deposit so easy to use app and all the service Reviewed on: 22nd April 2025

My experience

An easy process from the start and an amazing app to negotiate throughout Reviewed on: 22nd April 2025

Very smooth and efficient service

Very smooth and efficient service design for the customer Reviewed on: 22nd April 2025

Excellent app, easy to navigate site and great custo...

Excellent app, easy to navigate site and great customer service. Simple application process. Reviewed on: 22nd April 2025

Very happy with everything from every facility.

Very happy with everything from every facility... Reviewed on: 22nd April 2025

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