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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Absolutely amazing credit card company.

Absolutely amazing credit card company. They are always so quick to response and friendly. They are brilliant. Reviewed on: 22nd April 2025

Very good experience I really like it

Very good experience I really like it Reviewed on: 22nd April 2025

I have found zopa to be really helpful in building m...

I have found zopa to be really helpful in building my credit rating Reviewed on: 22nd April 2025

I paid of my card but it seems they can’t find the p...

I paid of my card but it seems they can’t find the payment even though I have proof of payment from my bank terrible service still not sorted Reviewed on: 22nd April 2025

It's great card for travel and great exchange rate

It's great card for travel and great exchange rate Reviewed on: 22nd April 2025

Have a good experience with zopa

Have a good experience with zopa Reviewed on: 22nd April 2025

Awesome balance transfer rate.

Awesome balance transfer rate. Excellent saver rate options Reviewed on: 22nd April 2025

Top of the shop

No drama easy to us .. app is self explanatory and easy to use Reviewed on: 22nd April 2025

Great customer service, can use the service literall...

Great customer service, can use the service literally anywhere. Reviewed on: 22nd April 2025

Very easy to use and fabulous customer service

Very easy to use and fabulous customer service Reviewed on: 22nd April 2025

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