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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Awesome balance transfer rate.

Awesome balance transfer rate. Excellent saver rate options Reviewed on: 22nd April 2025

Top of the shop

No drama easy to us .. app is self explanatory and easy to use Reviewed on: 22nd April 2025

Great customer service, can use the service literall...

Great customer service, can use the service literally anywhere. Reviewed on: 22nd April 2025

Very easy to use and fabulous customer service

Very easy to use and fabulous customer service Reviewed on: 22nd April 2025

Very good service the best company ever

Very good service the best company Reviewed on: 22nd April 2025

A good experience all round, with no bad points at all.

A good experience all round, with no bad points at all. Reviewed on: 22nd April 2025

Has everything you need to suit your financial needs

Has everything you need to suit your financial needs Reviewed on: 22nd April 2025

Although everything is done through the Zopa App it...

Although everything is done through the Zopa App it is very straight forward. It has been designed to make everything easy. Reviewed on: 22nd April 2025

Brilliant company, helps me with all my needs

Brilliant company, helps me with all my needs Reviewed on: 22nd April 2025

Had a great experience haven't missed a payment but...

Had a great experience haven't missed a payment but it's great for my life Reviewed on: 22nd April 2025

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