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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

It has been a fantastic experience

It has been a fantastic experience Reviewed on: 22nd April 2025

Easy to use and move money from one account to...

Easy to use and move money from one account to another Reviewed on: 22nd April 2025

I’ve used Zopa for a while now it comes in very hand...

I’ve used Zopa for a while now it comes in very handy when you get that bill you may have forgotten or a treat for yourself brilliant. Reviewed on: 22nd April 2025

Zopa is one of the best

I have nothing but positive things to say about Zopa all I have had from them has been very positive I do everything through there app Reviewed on: 22nd April 2025

Gave a good credit limit, and balance transfer.

Gave a good credit limit, and balance transfer. Excellent rate APR. Reviewed on: 22nd April 2025

Zopa gave me a credit card when no one else would an...

Zopa gave me a credit card when no one else would and they have helped me improve my credit rating Reviewed on: 22nd April 2025

Very easy to understand account information.

Very easy to understand account information. Also helpful reminders when payments are due. Reviewed on: 22nd April 2025

Good rates and easy to use App, there is a bank acco...

Good rates and easy to use App, there is a bank account available now with good interest Reviewed on: 22nd April 2025

No problem with Zopa credit card.

No problem with Zopa credit card.Works very well for me. Good credit card company.. Reviewed on: 22nd April 2025

Professional and courteous

Customer focused well run professional Reviewed on: 22nd April 2025

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