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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very easy to use and fabulous customer service

Very easy to use and fabulous customer service Reviewed on: 22nd April 2025

Very good service the best company ever

Very good service the best company Reviewed on: 22nd April 2025

A good experience all round, with no bad points at all.

A good experience all round, with no bad points at all. Reviewed on: 22nd April 2025

Has everything you need to suit your financial needs

Has everything you need to suit your financial needs Reviewed on: 22nd April 2025

Although everything is done through the Zopa App it...

Although everything is done through the Zopa App it is very straight forward. It has been designed to make everything easy. Reviewed on: 22nd April 2025

Brilliant company, helps me with all my needs

Brilliant company, helps me with all my needs Reviewed on: 22nd April 2025

Had a great experience haven't missed a payment but...

Had a great experience haven't missed a payment but it's great for my life Reviewed on: 22nd April 2025

It has been a fantastic experience

It has been a fantastic experience Reviewed on: 22nd April 2025

Easy to use and move money from one account to...

Easy to use and move money from one account to another Reviewed on: 22nd April 2025

I’ve used Zopa for a while now it comes in very hand...

I’ve used Zopa for a while now it comes in very handy when you get that bill you may have forgotten or a treat for yourself brilliant. Reviewed on: 22nd April 2025

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