Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

View other Zopa products

4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Allways accurate allways helpful absolutely not one...

Allways accurate allways helpful absolutely not one issue in 5 years highly recommended Reviewed on: 22nd April 2025

Fast easy and excellent service, great site and app

Fast easy and excellent service, great site and app Reviewed on: 22nd April 2025

Always happy .

Always happy and very happy and excited always. Reviewed on: 22nd April 2025

Amazing experience.

Always happy to help, quick service and really understand us as customers, I will only ever use zopa from now on. Reviewed on: 22nd April 2025

Zopa. Great Service

Since I’ve been with Zopa I have received nothing but excellent service and helpful hints. Very satisfied Reviewed on: 22nd April 2025

My experience has been nothing but great

My experience has been nothing but great Reviewed on: 22nd April 2025

Excellent customer service great interest rate for s...

Excellent customer service great interest rate for savings Reviewed on: 22nd April 2025

Easy site to use.

Easy site to use. Excellent service Reviewed on: 22nd April 2025

Just a great company and great service , no hidden f...

Just a great company and great service , no hidden fees or hassle at all , easy to apply for a credit card and quick decision, all round fantastic service Reviewed on: 22nd April 2025

Very easy too use mobile app Fast...

Very easy too use mobile app Fast and efficient Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tandem 4.66 from 358 reviews
Overpay
from Incredible 4.60 from 5 reviews
Clear Rate Platinum Credit Card
from NatWest 3.85 from 19 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69074 reviews
Cash ISA
from Zopa 4.94 from 1546 reviews
Current account
from Zopa 4.93 from 6572 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub