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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa is one of the best

I have nothing but positive things to say about Zopa all I have had from them has been very positive I do everything through there app Reviewed on: 22nd April 2025

Gave a good credit limit, and balance transfer.

Gave a good credit limit, and balance transfer. Excellent rate APR. Reviewed on: 22nd April 2025

Zopa gave me a credit card when no one else would an...

Zopa gave me a credit card when no one else would and they have helped me improve my credit rating Reviewed on: 22nd April 2025

Very easy to understand account information.

Very easy to understand account information. Also helpful reminders when payments are due. Reviewed on: 22nd April 2025

Good rates and easy to use App, there is a bank acco...

Good rates and easy to use App, there is a bank account available now with good interest Reviewed on: 22nd April 2025

No problem with Zopa credit card.

No problem with Zopa credit card.Works very well for me. Good credit card company.. Reviewed on: 22nd April 2025

Professional and courteous

Customer focused well run professional Reviewed on: 22nd April 2025

Allways accurate allways helpful absolutely not one...

Allways accurate allways helpful absolutely not one issue in 5 years highly recommended Reviewed on: 22nd April 2025

Fast easy and excellent service, great site and app

Fast easy and excellent service, great site and app Reviewed on: 22nd April 2025

Always happy .

Always happy and very happy and excited always. Reviewed on: 22nd April 2025

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