Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa. Great Service

Since I’ve been with Zopa I have received nothing but excellent service and helpful hints. Very satisfied Reviewed on: 22nd April 2025

My experience has been nothing but great

My experience has been nothing but great Reviewed on: 22nd April 2025

Excellent customer service great interest rate for s...

Excellent customer service great interest rate for savings Reviewed on: 22nd April 2025

Easy site to use.

Easy site to use. Excellent service Reviewed on: 22nd April 2025

Just a great company and great service , no hidden f...

Just a great company and great service , no hidden fees or hassle at all , easy to apply for a credit card and quick decision, all round fantastic service Reviewed on: 22nd April 2025

Very easy too use mobile app Fast...

Very easy too use mobile app Fast and efficient Reviewed on: 22nd April 2025

Just straight forward and direct so simplicity is key.

Just straight forward and direct so simplicity is key. Reviewed on: 22nd April 2025

Very competitive interest rate very good customer se...

Very competitive interest rate very good customer service very quick response Reviewed on: 22nd April 2025

Great product and excellent customer service

Great product and excellent customer service Reviewed on: 22nd April 2025

Good service eventually Wasn't happy regarding first...

Good service eventually Wasn't happy regarding first payment but it was rectified Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 5.00 from 28 reviews
Balance Transfer Credit Card
from Halifax 4.56 from 63 reviews
British Airways credit card
from American Express 4.42 from 88 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6586 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub