Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Fabulous service with excellent value for money.

Fabulous service with excellent value for money. App always works week and provides a lot of very good features. Including live balance alerts and update on amount remaining. The ability to keep a credit cushion is really helpful Reviewed on: 22nd April 2025

I Can not fault the system that you use

I Can not fault the system that you use Reviewed on: 22nd April 2025

Good customer service

Good customer service & good value & app is really easy to use Reviewed on: 22nd April 2025

Good experience.

Good experience. Easy, informative app and good apr Reviewed on: 22nd April 2025

Low rates,try for a first time and its very good...

Low rates,try for a first time and its very good Reviewed on: 22nd April 2025

Very convenient to use and to pay

Very convenient to use and to pay Reviewed on: 22nd April 2025

Good communication, easy to use app

Good communication, easy to use app Reviewed on: 22nd April 2025

Efficiency is my word

Efficiency is what i have benefited Reviewed on: 22nd April 2025

Very easy to use and costermer Sirvice very good

Very easy to use and costermer Sirvice very good Reviewed on: 22nd April 2025

Easy to use, customer service brilliant

Easy to use, customer service brilliant Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Metro Bank 4.86 from 880 reviews
Credit card
from Chase Bank 4.94 from 379 reviews
Classic Credit Card
from Capital One 4.07 from 292 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6584 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub