Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I'm very happy with Zopa service.

I'm very happy with Zopa service. I think it is the best service loan. Reviewed on: 22nd April 2025

Excellent service fast and issue resolved very quickly

Excellent service fast and issue resolved very quickly Reviewed on: 22nd April 2025

Fabulous service with excellent value for money.

Fabulous service with excellent value for money. App always works week and provides a lot of very good features. Including live balance alerts and update on amount remaining. The ability to keep a credit cushion is really helpful Reviewed on: 22nd April 2025

I Can not fault the system that you use

I Can not fault the system that you use Reviewed on: 22nd April 2025

Good customer service

Good customer service & good value & app is really easy to use Reviewed on: 22nd April 2025

Good experience.

Good experience. Easy, informative app and good apr Reviewed on: 22nd April 2025

Low rates,try for a first time and its very good...

Low rates,try for a first time and its very good Reviewed on: 22nd April 2025

Very convenient to use and to pay

Very convenient to use and to pay Reviewed on: 22nd April 2025

Good communication, easy to use app

Good communication, easy to use app Reviewed on: 22nd April 2025

Efficiency is my word

Efficiency is what i have benefited Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Credit Card
from Nationwide 3.62 from 13 reviews
Purchase credit cards
from MBNA 2.87 from 196 reviews
Credit card (discontinued)
from Metro Bank 4.72 from 880 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub