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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Been great, been treated really well

Been great, been treated really well Reviewed on: 22nd April 2025

Very good no issues with the company

Very good no issues with the company Reviewed on: 22nd April 2025

Very happy with the service provided

Very happy with the service provided Reviewed on: 22nd April 2025

No issues .

No issues ..good service..very quick and eficient Reviewed on: 22nd April 2025

Very easy to open account.

Very easy to open account. App is very good all products in one place. Reviewed on: 22nd April 2025

Very helpful in all aspects. Great company

Very helpful in all aspects. Great company have not had a bad experience Reviewed on: 22nd April 2025

Smooth transaction

Easy service, easy access by app, didn’t have to use customer service but all was quickly friendly and easy. Decision for approval was quick and straightforward. All information were clear Reviewed on: 22nd April 2025

Better Credit Score

For years my credit score wasn't good. Every credit card providers has turned me down, but finally Zopa came handy to improved my credit score. Reviewed on: 22nd April 2025

Good card for credit and easy access

Good card for credit and easy access Reviewed on: 22nd April 2025

Great card for people with bad credit or trying to b...

Great card for people with bad credit or trying to build a credit score I'd recommend Reviewed on: 22nd April 2025

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