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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have a very low credit rating, they accepted me,...

I have a very low credit rating, they accepted me, the repayments are low and it really helps me out with paying my bills and also helps with my credit rating Reviewed on: 22nd April 2025

Easy to use and efficient .

Easy to use and efficient .always available Reviewed on: 22nd April 2025

great credit card I love it im using from last three...

great credit card I love it im using from last three month Reviewed on: 22nd April 2025

I m very happy to use my Zopa credit card and very l...

I m very happy to use my Zopa credit card and very low interest rate I just want to say is excellent for me Reviewed on: 22nd April 2025

Excellent with customer i like they way they treat t...

Excellent with customer i like they way they treat their customers Reviewed on: 22nd April 2025

Great app.

Great app. Easy to use. Interested rate not too bad. Useful steps to save money Reviewed on: 22nd April 2025

Been great, been treated really well

Been great, been treated really well Reviewed on: 22nd April 2025

Very good no issues with the company

Very good no issues with the company Reviewed on: 22nd April 2025

Very happy with the service provided

Very happy with the service provided Reviewed on: 22nd April 2025

No issues .

No issues ..good service..very quick and eficient Reviewed on: 22nd April 2025

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