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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Outstanding service

So far it’s been an outstanding experience banking with Zopa Reviewed on: 22nd April 2025

Excellent throughout

Excellent throughout my time with zopa Reviewed on: 22nd April 2025

Everything is pcuerfect for me about customer service

Everything is perfect for me about customer service Reviewed on: 22nd April 2025

Easy to set up and use a great credit card

Easy to set up and use a great credit card Reviewed on: 22nd April 2025

Easy to pay and apply less interest rate

Easy to pay and apply less interest rate Reviewed on: 22nd April 2025

Best credit card I’ve ever had , couldn’t fault the...

Best credit card I’ve ever had , couldn’t fault the service from start to finish. The app is amazing so easy to understand and make payments Reviewed on: 22nd April 2025

Easy to apply, instant decision.

Easy to apply, instant decision. Great app Reviewed on: 22nd April 2025

Perfect..

Easy to use friendly and helpful on the phone clear payment plan easy to pay great simple app notifications on payments transactions easy to find pin reminder trustworthy and good starting limit. Happy to recommend Reviewed on: 22nd April 2025

I HAVE BEEN USING ZOPA FOR MANY YEARS.

I HAVE BEEN USING ZOPA FOR MANY YEARS. APPLYING FOR CREDIT CARD TOOK ME SOME TIME BUT THAT BECAUSE ZOPA IS RESPONSIBLE LENDER AND WOULD NOT LET ME BORROW WHEN I COULD NOT AFFORD. Reviewed on: 22nd April 2025

Understanding Zopa

Zopa have always given me an excellent service whenever I have needed to contact them for help or assistance for any issue that I may of had with my account and been as helpful and understanding as possible. Reviewed on: 22nd April 2025

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