Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

View other Zopa products

4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great rates, good customer service

Great rates, good customer service Reviewed on: 22nd April 2025

I had a credit card and loan with Zopa was fantastic.

I had a credit card and loan with Zopa was fantastic. It was tailored for my needs and aspirations Reviewed on: 22nd April 2025

Zapa help help me so much excellent bank

Zapa help help me so much excellent bank Reviewed on: 22nd April 2025

Great credit card and services!

Great credit card and services! The app is very simple to use! The information you need are imediately provided! Reviewed on: 22nd April 2025

I have been really happy in all aspects of my intera...

I have been really happy in all aspects of my interactions. Reviewed on: 22nd April 2025

Quick easy and simple.

Quick easy and simple. Really helped me when I needed it. Thank you Reviewed on: 22nd April 2025

Just great

Just great . Nothing but a good experience Reviewed on: 22nd April 2025

Any time best service and offer !

Any time best service and offer !!! Reviewed on: 22nd April 2025

It is really good that i was been given the chance t...

It is really good that i was been given the chance to jave a zopa credit card. It was a big help. Hopefully they will increase my credit limit soon. Thanks Reviewed on: 22nd April 2025

Very clean and responsive app.

Very clean and responsive app. Payments update immediately. Statements are clear and easy to understand. Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.19 from 14 reviews
Credit card
from Zable 4.94 from 75624 reviews
Credit card
from Vanquis 4.24 from 561 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69074 reviews
Cash ISA
from Zopa 4.94 from 1545 reviews
Current account
from Zopa 4.93 from 6574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub