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Zopa: Credit card reviews

4.94
Based on 44,337 reviews, last reviewed 21st Apr 2026
37% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026
Austin Hicks's avatar
Austin Hicks

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to happyapply.

5
Easy to apply. There if you need help Reviewed on: 22nd April 2025

Excellent service and good company

5
Excellent service and good company Reviewed on: 22nd April 2025

Easy fast effective , great service good value

5
Easy fast effective , great service good value Reviewed on: 22nd April 2025

Apps easy to sure never had a issue with this...

5
Apps easy to sure never had a issue with this company Reviewed on: 22nd April 2025

Zopa best credit card

5
Zopa gave me a chance and I’ve kept up payments they are a great credit card Reviewed on: 22nd April 2025

Good experience from Start to finish

5
Good experience from Start to finish Reviewed on: 22nd April 2025

Very good company,always keep you up to date

5
Very good company,always keep you up to date Reviewed on: 22nd April 2025

Credit card very good i would recommend to anyone it...

5
Credit card very good i would recommend to anyone it's brilliant exlent app as well to remind you when to pay so zopa is fantastic. Reviewed on: 22nd April 2025

Easy app.

5
Easy app.customer service is excellent. Reviewed on: 22nd April 2025

Easy to use.

5
Easy to use. Great customer service I would recommend using zopa and zopa bank Reviewed on: 22nd April 2025

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