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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Amazing great product highly recommend

Amazing great product highly recommend Reviewed on: 22nd April 2025

Very happy with my credit card opened a bank account...

Very happy with my credit card opened a bank account with them now Reviewed on: 22nd April 2025

Easy to happyapply.

Easy to apply. There if you need help Reviewed on: 22nd April 2025

Excellent service and good company

Excellent service and good company Reviewed on: 22nd April 2025

Easy fast effective , great service good value

Easy fast effective , great service good value Reviewed on: 22nd April 2025

Apps easy to sure never had a issue with this...

Apps easy to sure never had a issue with this company Reviewed on: 22nd April 2025

Zopa best credit card

Zopa gave me a chance and I’ve kept up payments they are a great credit card Reviewed on: 22nd April 2025

Good experience from Start to finish

Good experience from Start to finish Reviewed on: 22nd April 2025

Very good company,always keep you up to date

Very good company,always keep you up to date Reviewed on: 22nd April 2025

Credit card very good i would recommend to anyone it...

Credit card very good i would recommend to anyone it's brilliant exlent app as well to remind you when to pay so zopa is fantastic. Reviewed on: 22nd April 2025

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