Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,334 reviews, last reviewed 20th Apr 2026
39% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026
Sunil 's avatar
Sunil

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44334)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good service

5
Easy application and fastgood customer service spp easy to use Reviewed on: 22nd April 2025

Excellent service and great card

5
Excellent service and great card Reviewed on: 22nd April 2025

It's a great credit card the app is easy to use and...

5
It's a great credit card the app is easy to use and overall excellent Reviewed on: 22nd April 2025

easy to get through to customer services’s and good...

5
easy to get through to customer services’s and good at keeping you up to date via text messages Reviewed on: 22nd April 2025

It’s has been very positive so far

5
It’s has been very positive so far Reviewed on: 22nd April 2025

The Best

5
Super Super Super Super Super The Best!!! Reviewed on: 22nd April 2025

Excellent service

5
Easy to access to account information offers , promotions investment opportunities Reviewed on: 22nd April 2025

Excellent for everyday needs or that purchase you ju...

5
Excellent for everyday needs or that purchase you just can’t afford at present Reviewed on: 22nd April 2025

Had no problems ,would totally recommend

5
Had no problems ,would totally recommend Reviewed on: 22nd April 2025

Easy to use and great communication

5
Easy to use and great communication Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.95 from 69075 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1545 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6575 reviews
    Zopa
    View all products