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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy app.

Easy app.customer service is excellent. Reviewed on: 22nd April 2025

Easy to use.

Easy to use. Great customer service I would recommend using zopa and zopa bank Reviewed on: 22nd April 2025

Easy to apply and app is easy to navigate

Easy to apply and app is easy to navigate Reviewed on: 22nd April 2025

Great credit card

Great rate very good customer service never had a problem Reviewed on: 22nd April 2025

Excellent company and service provider

Excellent. Customer service, effective and efficient in all aspects of service. Reviewed on: 22nd April 2025

Good service

Easy application and fastgood customer service spp easy to use Reviewed on: 22nd April 2025

Excellent service and great card

Excellent service and great card Reviewed on: 22nd April 2025

It's a great credit card the app is easy to use and...

It's a great credit card the app is easy to use and overall excellent Reviewed on: 22nd April 2025

easy to get through to customer services’s and good...

easy to get through to customer services’s and good at keeping you up to date via text messages Reviewed on: 22nd April 2025

It’s has been very positive so far

It’s has been very positive so far Reviewed on: 22nd April 2025

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