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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The Best

Super Super Super Super Super The Best!!! Reviewed on: 22nd April 2025

Excellent service

Easy to access to account information offers , promotions investment opportunities Reviewed on: 22nd April 2025

Excellent for everyday needs or that purchase you ju...

Excellent for everyday needs or that purchase you just can’t afford at present Reviewed on: 22nd April 2025

Had no problems ,would totally recommend

Had no problems ,would totally recommend Reviewed on: 22nd April 2025

Easy to use and great communication

Easy to use and great communication Reviewed on: 22nd April 2025

Great card

They say they do also the give me , interest cash back which I do not expect and is super duper fantastic. Reviewed on: 22nd April 2025

Excellent service service best service

Excellent service service best service Reviewed on: 22nd April 2025

Good Credit Card

easy to use, no hidden charges, HIGHLY RECOMMENDED Reviewed on: 22nd April 2025

Great thank you , it’s amazing company !

Great thank you , it’s amazing company ! I appreciate everything you done for me and for me and for the credit card you have offered & friendly support staff Reviewed on: 22nd April 2025

the experince i have had i have had no issuse with z...

the experince i have had i have had no issuse with zopa at all Reviewed on: 22nd April 2025

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