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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use probably my favorite app applied for a l...

Easy to use probably my favorite app applied for a loan and had the money in my account within 5 minutes I also like that I can make additional payment to my loan with no hassle Reviewed on: 22nd April 2025

Zopa credit card

Getting a credit card with Zopa was straightforward and easy to apply The customer services excellent and straightforward would recommend to others Reviewed on: 22nd April 2025

Very low interest and easy credit card payment and h...

Very low interest and easy credit card payment and helpful my financial Reviewed on: 22nd April 2025

It has been the best credit card and the process is...

It has been the best credit card and the process is smooth Reviewed on: 22nd April 2025

Really good to use, excelant service

Really good to use, excelant service Reviewed on: 22nd April 2025

Great, thank you, amazing company!

Great, thank you, amazing company! I appreciate everything you have done for me and for the credit card you have offered. Reviewed on: 22nd April 2025

Zopa do the basics and keeps everything simple and t...

Zopa do the basics and keeps everything simple and transparent. Reviewed on: 22nd April 2025

Top Dogs in this Sphere

Friendly support staff, excellent service with no problems. Thx Reviewed on: 22nd April 2025

Great product to build credit rating

Great product to build credit rating Reviewed on: 22nd April 2025

Great service and excellent range of products with u...

Great service and excellent range of products with useful money tips to boot. Reviewed on: 22nd April 2025

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