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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Any issues are resolved same day, also they call bac...

Any issues are resolved same day, also they call back or txt when they say they will Reviewed on: 22nd April 2025

Great customer service 24/7 always willing to help

Great customer service 24/7 always willing to help Reviewed on: 22nd April 2025

Had a loan and it was in my account within...

Had a loan and it was in my account within seconds Reviewed on: 22nd April 2025

I’m very happy with my credit card excellent bank hi...

I’m very happy with my credit card excellent bank highly recommended to everyone Reviewed on: 22nd April 2025

greatness

fast, accurate, loyal, competent Reviewed on: 22nd April 2025

It’s a good company I recommend them

It’s a good company I recommend them Reviewed on: 22nd April 2025

Having excellent credit and they approved law lumit...

Having excellent credit and they approved law lumit is not acceptable Reviewed on: 22nd April 2025

It was so fast decision, great communication, low...

It was so fast decision, great communication, low interest rate. Love it! Reviewed on: 22nd April 2025

Don't worry about looking for another credit card

I enjoyed it my only credit card company Reviewed on: 22nd April 2025

very good , easy to use app

very good easy to use app understandable Reviewed on: 22nd April 2025

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