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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good service, easy to use.

Good service, easy to use. Very open and clear reference costs. Reviewed on: 22nd April 2025

Brilliant product great credit limit

Brilliant product great credit limit Reviewed on: 22nd April 2025

I am so happy with my credit card, good service easy...

I am so happy with my credit card, good service easy way to apply Reviewed on: 22nd April 2025

Simply the best!

They are wonderful. So helpful and very fast at making decisions. They are the best and much better than my old card provider. Reviewed on: 22nd April 2025

Very informative never had any issues with zopa

Very informative never had any issues with zopa Reviewed on: 22nd April 2025

Zopa for service for all

Zopa is a customer for all services. There is nothing I can say that will lower there ratings Reviewed on: 22nd April 2025

Zopa best credit card

Zopa has help me a lot through the hard times and very easygoing and straightforward on the app Reviewed on: 22nd April 2025

I am with Service

I am Satisfied with the Service. Reviewed on: 22nd April 2025

A problem will be solved.

When ever i don't understand any with zopa I ring customer. Service and they explain everything to me thank you so much Reviewed on: 22nd April 2025

Good product

I have no problem and the interest rate is reasonable Reviewed on: 22nd April 2025

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