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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44335 reviews)

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4.94

Based on 44,335 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

MOVE Online provided an excellent service from start... MOVE Online provided an excellent service from start to finish. The platform is easy to navigate, and the support team is professional, friendly, and ... Read more Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44335)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa Credit Excellence

Great rates of interest, easy to speak to customer service, easy access to look at details on line and great hikes in credit limits Reviewed on: 22nd April 2025

Just Perfect!

Excellent service all round their fixing of my issues with using the app was second to none and I fixed the problem I had with ease. Very polite agents and very patient! Thank you Reviewed on: 22nd April 2025

Great app

Great app and customer service,easy to use and find things you need Reviewed on: 22nd April 2025

I had a seamless experience onboarding and I found t...

I had a seamless experience onboarding and I found the app really easy to use as it is user friendly Reviewed on: 22nd April 2025

Easy app

Easy set up and app is really easy to use Reviewed on: 22nd April 2025

Very satisfied customer.No hidden charges.

Very satisfied customer and their products have no issues. Reviewed on: 22nd April 2025

Great customer service and user experience is great...

Great customer service and user experience is great in the mobile app Reviewed on: 22nd April 2025

Zopa Credit card and Bank Account

Amazing credit cards with good limits i also am one of the first to have the Zopa bank account which is great Reviewed on: 22nd April 2025

Best bank, best support zopa best

Best bank, best support zopa best Reviewed on: 22nd April 2025

Always good no issues to date.

Always good no issues to date. Would recommend Reviewed on: 22nd April 2025

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