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Zopa: Credit card reviews

4.94
Based on 44,336 reviews, last reviewed 21st Apr 2026
38% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent credit card company Excellent rates. Giving good advice all the time. Excellent communication. Reviewed on: 21st April 2026
Wendy Wilson 's avatar
Wendy Wilson

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44336)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa credit card, get one.

5
Easy application, quick results and a decent credit limit. Reviewed on: 22nd April 2025

Quick easy application and good value apr

5
Quick easy application and good value apr Reviewed on: 22nd April 2025

Zopa credit card

4
Fast efficient service, reliable, Reviewed on: 22nd April 2025

The whole process from applying to receiving a Zopa...

5
The whole process from applying to receiving a Zopa credit card has been fantastic and not only has the credit card been fantastic there are plenty of options for other means of credit and savings which will be very handy overtime I cannot fault Zopa in anyway shape or form Reviewed on: 22nd April 2025

Good experience and Good Customer Services

5
Good experience and Good Customer Services Reviewed on: 22nd April 2025

Very helpfull.

5
Very helpfull.................easy app Reviewed on: 22nd April 2025

I'm really loving it and having the best experience

5
I'm really loving it and having the best experience Reviewed on: 22nd April 2025

Great overall experience, fast and easy to use onlin...

5
Great overall experience, fast and easy to use online account Reviewed on: 22nd April 2025

Great company

5
Great experience never had any problems Reviewed on: 22nd April 2025

Very quick & efficient.

5
Very quick & efficient. Tells you immediately what your credit limit will be. Reviewed on: 22nd April 2025

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