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Zopa: Credit card reviews

4.94
Based on 44,336 reviews, last reviewed 21st Apr 2026
38% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent credit card company Excellent rates. Giving good advice all the time. Excellent communication. Reviewed on: 21st April 2026
Wendy Wilson 's avatar
Wendy Wilson

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44336)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Fabulous service and easy to use .

5
Fabulous service and easy to use . Reviewed on: 22nd April 2025

Good card

5
Easy to apply and get accepted and easy to set up account online. The statements are concise and payments easy to make. Credit limit to suit your needs. Reviewed on: 22nd April 2025

Great and reliable company would recommend to family...

5
Great and reliable company would recommend to family and friends Reviewed on: 22nd April 2025

Simply Marvellous, Life saver Zopa.

5
Simply Marvellous, Life saver Zopa. Not all superheros are huan being they also come in the form of banks. Reviewed on: 22nd April 2025

Very easy to use there app no problems whatsoever

5
Very easy to use there app no problems whatsoever Reviewed on: 22nd April 2025

Zopa 5 star review

5
Always helpful when you call. And the user experience is excellent Reviewed on: 22nd April 2025

Zopa are very good customer service is excellent onl...

5
Zopa are very good customer service is excellent only thing is not had a credit limit increase for a while Reviewed on: 22nd April 2025

Great company great product and excellent customer s...

5
Great company great product and excellent customer service Reviewed on: 22nd April 2025

Really good company helped my build my credit score...

5
Really good company helped my build my credit score backup Reviewed on: 22nd April 2025

Never an issue so never a problem

5
Never an issue so never a problem Reviewed on: 22nd April 2025

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