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Zopa: Credit card reviews

4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Great company, great products!

5
Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Really pleased with the service provided

5
Really pleased with the service provided Reviewed on: 22nd April 2025

Always up to date on line access 24/7

5
Always up to date on line access 24/7 Reviewed on: 22nd April 2025

Great credit cardGreat customer service

5
Great credit cardGreat customer service Reviewed on: 22nd April 2025

Such a great way of budgeting on a monthly basis.

5
Such a great way of budgeting on a monthly basis. Reviewed on: 22nd April 2025

Easy to keep track of finances.

5
Easy to keep track of finances. App simple to use and make any alteration Reviewed on: 22nd April 2025

No hassle with anything also sends reminders when it...

5
No hassle with anything also sends reminders when it time to pay Reviewed on: 22nd April 2025

Handy credit card

5
A very easy handy card. Very efficient and fast when making transactions. Like the corporate colours of the card. Reviewed on: 22nd April 2025

Great app, easy to use and lots products on offer.

5
Great app, easy to use and lots products on offer. Reviewed on: 22nd April 2025

Excellent service and excellent customer service

5
Excellent service and excellent customer service Reviewed on: 22nd April 2025

It was OK till now but I noticed last few days money...

5
It was OK till now but I noticed last few days money dissappear every day not more but today £0.54 tomorrow £0.17 and I don't know where it goes for example I had £2.09 available next day I find £1.74 and I didn't bought anything Reviewed on: 22nd April 2025

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