Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Always up to date on line access 24/7

Always up to date on line access 24/7 Reviewed on: 22nd April 2025

Great credit cardGreat customer service

Great credit cardGreat customer service Reviewed on: 22nd April 2025

Such a great way of budgeting on a monthly basis.

Such a great way of budgeting on a monthly basis. Reviewed on: 22nd April 2025

Easy to keep track of finances.

Easy to keep track of finances. App simple to use and make any alteration Reviewed on: 22nd April 2025

No hassle with anything also sends reminders when it...

No hassle with anything also sends reminders when it time to pay Reviewed on: 22nd April 2025

Handy credit card

A very easy handy card. Very efficient and fast when making transactions. Like the corporate colours of the card. Reviewed on: 22nd April 2025

Great app, easy to use and lots products on offer.

Great app, easy to use and lots products on offer. Reviewed on: 22nd April 2025

Excellent service and excellent customer service

Excellent service and excellent customer service Reviewed on: 22nd April 2025

It was OK till now but I noticed last few days money...

It was OK till now but I noticed last few days money dissappear every day not more but today £0.54 tomorrow £0.17 and I don't know where it goes for example I had £2.09 available next day I find £1.74 and I didn't bought anything Reviewed on: 22nd April 2025

Easy to use pleasent service

Easy to use app updates quickly they are not intrusive like other providers Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.14 from 8 reviews
Credit cards
from Virgin Money 3.85 from 806 reviews
123 credit card (discontinued)
from Santander 3.99 from 162 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6583 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub