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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

38% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very informative staff and extremely friendly

Very informative staff and extremely friendly Reviewed on: 22nd April 2025

I have no problem with this card it hasn't let me down.

I have no problem with this card it hasn't let me down. Reviewed on: 22nd April 2025

Great customer service and easy to apply

Great customer service and easy to apply Reviewed on: 22nd April 2025

Very good product and easy to use app

Very good product and easy to use app Reviewed on: 22nd April 2025

I did not think I would get a credit card but then Z...

I did not think I would get a credit card but then Zopa came to my rescue absolutely thrilled with the whole process abd customer service Thank you Zopa for giving me a smile xxx Reviewed on: 22nd April 2025

I have had a great experience ine of the better cred...

I have had a great experience ine of the better credit cards Reviewed on: 22nd April 2025

Zopa review

Good service easy to use very friendly service Reviewed on: 22nd April 2025

App is great to use with many features in it...

App is great to use with many features in it Reviewed on: 22nd April 2025

Customer service were sympathetic and dealt with my...

Customer service were sympathetic and dealt with my issue quickly Reviewed on: 22nd April 2025

ZOPA CREDIT CARD

Very helpful and staff easy to deal with. Great that everything can be done via their app. Reviewed on: 22nd April 2025

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