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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use pleasent service

Easy to use app updates quickly they are not intrusive like other providers Reviewed on: 22nd April 2025

Very informative staff and extremely friendly

Very informative staff and extremely friendly Reviewed on: 22nd April 2025

I have no problem with this card it hasn't let me down.

I have no problem with this card it hasn't let me down. Reviewed on: 22nd April 2025

Great customer service and easy to apply

Great customer service and easy to apply Reviewed on: 22nd April 2025

Very good product and easy to use app

Very good product and easy to use app Reviewed on: 22nd April 2025

I did not think I would get a credit card but then Z...

I did not think I would get a credit card but then Zopa came to my rescue absolutely thrilled with the whole process abd customer service Thank you Zopa for giving me a smile xxx Reviewed on: 22nd April 2025

I have had a great experience ine of the better cred...

I have had a great experience ine of the better credit cards Reviewed on: 22nd April 2025

Zopa review

Good service easy to use very friendly service Reviewed on: 22nd April 2025

App is great to use with many features in it...

App is great to use with many features in it Reviewed on: 22nd April 2025

Customer service were sympathetic and dealt with my...

Customer service were sympathetic and dealt with my issue quickly Reviewed on: 22nd April 2025

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