Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Easy to use app and always helpful

Easy to use app and always helpful Reviewed on: 22nd April 2025

Zopa have been very helpful easy to use...

Zopa have been very helpful and super easy to use Reviewed on: 22nd April 2025

Perfect credit card.

Perfect credit card. One of the best Reviewed on: 22nd April 2025

Superb service

Superb service there when I needed tvem Reviewed on: 22nd April 2025

Great bank with loads of fab products and offers

Great bank with loads of fab products and offers Reviewed on: 22nd April 2025

Clear and simple instructions and easy to use app

Clear and simple instructions and easy to use app Reviewed on: 22nd April 2025

Brilliant company help sort out a fraudulent request

Brilliant company help sort out a fraudulent request Reviewed on: 22nd April 2025

Easy way to apply informed of credit increase and yo...

Easy way to apply informed of credit increase and your own to accept or not easy way to make payments Reviewed on: 22nd April 2025

Never had a problem with them been with them for...

Never had a problem with them been with them for years Reviewed on: 22nd April 2025

Good and easy app no surprise costs

Good and easy app no surprise costs Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from NatWest 4.43 from 66 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6586 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub