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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

It's been been great and hasle free

It's been been great and hasle free Reviewed on: 22nd April 2025

Efficient open does what it says

Efficient open does what it says Reviewed on: 22nd April 2025

best rate on credit cardt ...

Excellent rates on card better then most highly recommended Reviewed on: 22nd April 2025

It's the everyone car a card that everyone can use a...

It's the everyone car a card that everyone can use and easily control there spending with help and support for all customers at hand 24/7 for all there day to day enquiries Reviewed on: 22nd April 2025

Simple and easy to manage!

Simple and easy to manage! Great helpful team always at the end of the phone. Reviewed on: 22nd April 2025

Zopa provides excellent customer service

Zopa provides excellent customer service Reviewed on: 22nd April 2025

Fast and easy application.

Fast and easy application. Great communication Reviewed on: 22nd April 2025

Well informed and great products

Well informed and great products Reviewed on: 21st April 2025

Very flexible for what I need.

Very flexible for what I need..good rates and affordable repayments.. Reviewed on: 21st April 2025

Great card and service easy to use and customer serv...

Great card and service easy to use and customer service is great Reviewed on: 21st April 2025

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