Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great card and service easy to use and customer serv...

Great card and service easy to use and customer service is great Reviewed on: 21st April 2025

Happiness

Helped me in getting a new car with a loan through a sister company Reviewed on: 21st April 2025

Great rates to suppor building credit, easy to use a...

Great rates to suppor building credit, easy to use app to access the account and check balances, transactions with good security when purchasing abroad. Zopa also has great offers on other finanicial products such as quick and easy loans with good interest rates Reviewed on: 21st April 2025

ZOPA IS Top Class

I Just started ZOPA 2 months ago, just Account but no savings account. I got Interest.Thank and ZOpa. Reviewed on: 21st April 2025

Credit score.

Zopa excepted me with a low credit score I'm very grateful for the credit card. Thanks. Reviewed on: 21st April 2025

So easy to use and very supportive

So easy to use and very supportive Reviewed on: 21st April 2025

Great credit builder

I have used Zopa credit card to help build my credit score, they never give you more credit than you can afford. and it's easy to keep an eye on what you're spending using the app. Reviewed on: 21st April 2025

Very reliable and satisfied.

Very reliable and satisfied. personally recommendous bank Reviewed on: 21st April 2025

Great service and professional team.

Great service and professional team. Reviewed on: 21st April 2025

Excellent service and easy to use App

Excellent service and easy to use App Reviewed on: 21st April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Platinum credit cards
from Barclaycard 4.12 from 335 reviews
123 credit card (discontinued)
from Santander 4.18 from 162 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub