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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Been with them a while and great service and great c...

Been with them a while and great service and great customer service Reviewed on: 20th April 2025

This company gave me a chance when others wouldn't a...

This company gave me a chance when others wouldn't and I thank them for that plus the service is great and a straight forward easy to use app thank you zopa hope you win Reviewed on: 20th April 2025

Had no problems with using this account.

Had no problems with using this account. Kept updated on all purchases and payments. Reviewed on: 20th April 2025

Very efficient and good service a good card

Very efficient and good service a good card Reviewed on: 20th April 2025

Absolutley fantastic, highly recommend!

Absolutley fantastic, highly recommend! Reviewed on: 20th April 2025

I have a zopa credit card and I am very...

I have a zopa credit card and I am very happy with it Reviewed on: 20th April 2025

Very easy to use and helped my credit score

Very easy to use and helped my credit score Reviewed on: 20th April 2025

Zopa are very supportive and allow you to create a c...

Zopa are very supportive and allow you to create a cushion to keep some credit clear. ThThey also provide good saving rates on banking accounts Reviewed on: 20th April 2025

I don't know what to say at the moment.

I don't know what to say right now Reviewed on: 20th April 2025

Very good service .

Very good service .easy to talk to they make you feel as if your family rather than a customer Reviewed on: 20th April 2025

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