Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Can't fault them any questions answered in seconds

Can't fault them any questions answered in seconds Reviewed on: 20th April 2025

Very good and very useful

Very good very useful and very convenient Reviewed on: 20th April 2025

Really easy to open accounts great well planed app.

Really easy to open accounts great well planed app. Quick response. Offers all types of financial services. They keep you well informed on each account in the app. Reviewed on: 20th April 2025

I've had a Zopa Credit Card for quite a while now an...

I've had a Zopa Credit Card for quite a while now and is very easy to and the app is so easy to navigate keep up the great work. Reviewed on: 20th April 2025

Never thought I get a card

Never thought I get a card had it a few months now and been great app easy to use Reviewed on: 20th April 2025

GREAT SERVICE

Very easy to use the ap and assistance with replacement of my credit card. Reviewed on: 20th April 2025

All is well.

All is well. Zopa is good. No unnecessary charges. Trusted Reviewed on: 20th April 2025

Fantastic service so easy to use and setup

Fantastic service so easy to use and setup Reviewed on: 20th April 2025

Great experience always highly recommended

Great experience always highly recommended Reviewed on: 20th April 2025

The best

Best ever and good service and really friendly customer service Reviewed on: 20th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Partnership Card
from John Lewis 1.32 from 892 reviews
Credit Card
from Shop Direct 4.64 from 6 reviews
Chrome Card
from Vanquis 4.10 from 8 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub